Charulata Vijay Tayade

Certified AML & KYC Professional

Summary

"Certified Compliance Professional with 5+ years of experience in the BFSI and Insurance sectors (HDFC & Axis Bank ecosystems). Recently awarded Diploma in AML & KYC Compliance (Grade A) and currently pursuing CAME certification. Expert in Customer Onboarding, Document Verification, and Risk Assessment within highly regulated environments. Transitioning into a dedicated AML/KYC sector to leverage deep knowledge of financial products and regulatory standards."

Skills

KYC / Customer onboarding / Document Verification / Compliance / AML

Courses / Awards

  • Diploma in AML & KYC Compliance, National Institute of Professional Promotion skill | Sep, 2025 - Mar, 2026
  • Certified Anti Money Laundering Expert, Indiaforensic | Oct, 2025 - Apr, 2026
  • Post Graduation Diploma in Computer Application, All India Manufacturers Organization Maharashtra State Board, Mumbai | June, 2012 - May, 2013
  • Certificate course in Computerised Tankalekhan, All India Manufacturers Oragnisation Maharashtra State Board, Mumbai

Experience

Sales Manager - Bancassurance

Axis Max Life insurance (Deputation at Axis Bank, Pune)

19th Mar, 2025 - 19th Oct, 2025
  • Drove life insurance sales through bancassurance channel by engaging Axis Bank customers

  • Achieved monthly and quarterly sales targets through effective customer acquisition and relationship management

  • Conducted customer onboarding and KYC verification as part of policy issuance process

  • Verified customer documents including PAN, Aadhaar, and address proof ensuring compliance

  • Performed Customer Due Diligence (CDD) to assess customer profiles and financial needs

  • Ensured adherence to AML/KYC guidelines and IRDAI regulations

Corporate Account Manager - Bancassurance

Tata AIA Life Insurance (Deputation at HDFC Bank, Pune)

4th Oct, 2023 - 1st Mar, 2025
  • Managed life insurance sales through bancassurance channel by engaging HDFC Bank customers

  • Achieved assigned sales targets through customer acquisition and relationship management

  • Conducted Document verification like KYC, Address Proof, Source of Funds as a part of Policy Issuance

  • Maintained and updated customer records to ensure data accuracy and audit readiness

  • Identified and resolved KYC discrepancies in coordination with internal teams

  • Supported branch staff in improving cross-selling and compliance quality

Sales Executive

Team Lease services Ltd (deputation at Poonawalla Fincorp Ltd, Pune)

14th Nov, 2021 - 23rd Aug, 2023
  • Handled tele-sales of business loans through direct and digital channels including PaisaBazaar

  • Managed leads from PaisaBazaar and converted prospects into customers

  • Conducted customer profiling and financial assessment based on income, credit profile, and business requirements

  • Verified customer information including PAN, Aadhaar, bank statements, and business documents

  • Assisted in Customer Due Diligence (CDD) to ensure eligibility and compliance with lending norms

  • Maintained accurate customer records and documentation for audit and approval processes

  • Coordinated with credit and operations teams for loan processing and discrepancy resolution

  • Achieved sales targets and improved conversion rates through effective communication and follow-ups

Sales Executive

HDB Financial Services Ltd ( HDFC Bank, Pune)

22nd Jan, 2020 - 30th Oct, 2021
  • Managed tele-sales of personal loan products by engaging prospective customers and converting leads

  • Conducted customer profiling and eligibility assessment based on income, employment, and credit details

  • Collected and processed KYC documentation for loan applications

  • Verified customer details including PAN, Aadhaar, address proof, and income documents

  • Performed preliminary Customer Due Diligence (CDD) to ensure compliance with lending policies

  • Coordinated with internal teams for loan approval, processing, and discrepancy resolution

  • Ensured adherence to AML/KYC guidelines and company compliance standards

  • Handled customer queries related to loan products, documentation, and application status

  • Achieved assigned sales targets while maintaining quality and compliance standards

Education

Master of Commerce

P O Nahata College, Bhusawal , Maharashtra

Commerce

June, 2015 - May, 2017
GPA: 4.63

Bachelor of Commerce

P O Nahata College, Bhusawal, Maharashtra

Commerce

June, 2012 - May, 2015
GPA: 6.96

HSC

Maharashtra State Board of Secondary and Higher Secondary Education, Pune

Commerce

June, 2010 - May, 2012
GPA: 70%

SSC

Maharashtra State Board of Secondary and Higher Secondary Education, Pune

June, 2009 - June, 2010
GPA: 84%

Languages

EnglishHindiMarathi

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