Professional Summary
MBA (Finance) professional with hands-on experience in credit appraisal, financial analysis, and preparation of Information Memorandums (Ims) for real estate and debt-financed projects. Strong expertise in financial projections, cash flow modelling, and supporting investment and lending decisions through data-driven insights.
Experience
CREDIT ANALYST
PANKTI MANAGEMENT CONSULTANCY PVT LTD
2024-11 – Present
Conducted financial and credit analysis for real estate projects to assess feasibility, risk profile, and optimal funding structures.
Prepared multiple Information Memorandums for debt-funded projects, presenting project overview, financial projections, risk factors, and returns for lenders and investors.
Developed detailed financial projections and cash flow models based on historical performance, market trends, and assumptions, supporting fund raising of ₹125 crore through Private Placement.
Analyzed project revenues, costs, and debt servicing capacity to recommend appropriate loan amounts and structures.
Produced detailed financial reports and compliance-ready documentation for banks and financial institutions, accelerating fund-raising for client projects.
Prepared monthly sales inventory and cost analysis reports, enabling banks to assess disbursement requirements and supporting timely fund release.
PORTFOLIO MANAGEMENT ANALYST
INVESTHUB FINANCIAL SERVICES
2023-05 – 2023-06
Built financial forecasting models to assess portfolio performance with accuracy.
Designed tailored investment solutions for clients, contributing to measurable portfolio growth and client satisfaction.
Supported senior analysts in preparing investment insights and performance reports.
Projects
Research paper on Impact of Mergers & Acquisitions on Shareholder's Wealth
Courses & Certifications
- Python & Statistics for Financial Analysis, Udemy